Saturday, May 7th, 2011 at 5:01 pm
Eyeglass Frames
VSP Vision Insurance is a vision insurance plan that covers routine eye exams, eye glass lens, eye glass frames and contact lenses. Let's face it, buying any type of individual insurance is a real drag on the finances and monthly cash flow. Insurance is something you don't want to use very often and when you do, it is still not likely to make things completely free. Eyeglasses cost a lot of money. If your employer doesn't offer you something like the VSP vision insurance plan; you'll be glad to know it is available to individuals without employee vision plans. A few months ago, I found a couple of good Individual Dental Plans. Once of these affordable dental plans was good enough to replace even the employer-sponsored Dental Plan I have through my company. Is the same true with Individual Vision Insurance or VSP Vision Insurance? I do not have a vision insurance plan through my employer, but wife does through her school district. The vision insurance plan through the school would cost us about $28 a month out of pocket for the family. Most plans like these include free eye exams, $100-$150 on glasses frames and and many of them cover free eye glass lenses and contacts. Now, I'm no dummy. I know what a racket those eyeglasses stores can be. You'll want anti-glare, scratch resistant lenses; thinner lenses; better lenses and you will end up paying much more above and beyond the free lenses provided by your vision insurance plan. None-the-less, a vision insurance plan might save you some money if you're taking 4 or 5 members of your family to the eye doctor once a year. Let's take a look at the VSP Vision insurance plan which offers private coverage for individuals: Read the rest of this entry
Thursday, March 3rd, 2011 at 11:53 am
Account Shield Plus
Acct Shield Plus Charges on Your Credit Card
What is ACCT SHIELD PLUS and what the heck are all of these charges on my Credit Card? If you’re asking yourself this question, you are no doubt one in many, including myself that got suckered into a Credit Card Shield Program called Account Shield Plus. Account Shield Plus is probably listed as ACCT SHIELD PLUS on your Best Buy or other HSBC Credit Card Statement. In short, the ACCT SHIELD PLUS charge is for a Credit Card Shield program.
What is a credit card shield program?
What is ACCT SHIELD PLUS?
A Credit Card Shield Program is like an insurance program that covers the unpaid balance on your credit card should you ever die, lose your job or become disabled and unable to work to earn the income to pay off your credit card debt. ACCT SHIELD PLUS or Account Shield Plus is a specific brand of this credit card shield program offered through many banks and lenders, including your HSBC or Best Buy Credit Card.
Am I Stuck With these Acct Shield Plus Charges?
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Tuesday, February 15th, 2011 at 9:24 pm
Top-10 Auto Insurers
Car Insurance Ratings
The latest 2010 Car Insurance Ratings are now posted online from JD Powers. Previously, we posted the Car Insurance Ratings for 2008, here: 2008 Car Insurance Ratings. Not a whole lot of details are given on the JD Powers website about how they come up with these particular car insurance ratings. The results this year are very similar to their Car Insurance Ratings from 2008 and 2009. Every year, JD Powers rate the best automobile insurers on 5 different criteria:
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Monday, November 16th, 2009 at 11:24 pm
Life Insurance Ratings
Why worry about Life Insurance Rates? Life Insurance Rates, ratings; term insurance, etc., etc.. - all sounds kind of boring, doesn't it? Choosing a Life Insurance Policy is one of the most important, yet boringly, daunting financial decisions we can make in our life times. The reason is quite simple: It's hard to get excited about buying something we hope we never have to use. We love buying products that we want to use, not products we hope we never have to use. Why worry about Life Insurance rates? Such is life. A necessity, but hardly anything to get excited about. Life Insurance is a Must-Do, not a Want-To-Do item in our lives. So, we look for the best life insurance rates and answer other questions like whole life insurance, universal life insurance, term life insurance rates. If you want cheap life insurance, you'll have to do your home work; and you'll need a medical exam. We go through all the trouble for our family; the same reason we need health insurance. These days, you don't need to get insurance quotes from an agent; you can shop for life insurance rates, online. Either way, insurers are competing to give you the best life insurance rates.
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